Stimulus Checks: What to Know if You Haven’t Received Your Payment

by Emily Morgan

Two months after the Biden administration signed the American Rescue Plan into law, some Americans are still waiting for their third stimulus check. However, if you still haven’t received yours, there’s good news.

After the first payments started being sent out almost immediately after the bill’s passage, the IRS is continuing to send out additional rounds of checks to Americans.

The IRS sent out 960,000 stimulus checks just this week for more than $1.8 billion, bringing the total number of stimulus payments sent out to 165 million, per CNET.

Batches of checks will continue to be sent out weekly until all eligible Americans have received their payment. The agency has a deadline of Dec. 21 of this year to send out all of the checks. As a result, if you have yet to receive yours, you might have to wait a few more months to get your money.

Eligible Americans waiting for the payment will need to claim the missing stimulus check via a 2021 tax return in April 2022.

Track Your Stimulus Check With IRS Tool

You can also track your IRS payment with a new tool created by the IRS. The agency created the online “Get My Payment” tool after the government approved the first stimulus round in early 2020.

Now available on the IRS website, if you want to check your stimulus check status, the agency requires you to enter some of your personal information, such as your Social Security number, date of birth, and mailing address, to find the update on your payment.

Moreso, if you’re waiting for your payment via snail mail, you can make use of US Postal Service’s tracking system. Known as Informed Delivery, the free service scans letters and alerts users with an image each time a letter with their name on it is delivered, meaning you’ll be able to see when your check gets delivered.

In addition to the weekly rounds of stimulus payments, the IRS will also continue sending out “plus up” payments. These payments are classified as make-up payments for those who did not receive the full amount of money they were eligible to receive.

For instance, these could include a situation where a person’s income dropped in 2020 compared to 2019. It could also go to someone who had a child or dependent on their 2020 tax return, according to the IRS. This week alone, the agency sent out 460,000 of these plus-up stimulus payments totaling more than $800 million.