IRS Stimulus: What Can You Do If You Haven’t Received Third Payment?

by Madison Miller
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The third stimulus check was signed into law on March 11. This would give Americans a direct payment of $1,400. It arrived in people’s bank accounts starting March 17.

It is part of the “American Rescue Plan” that seeks to help businesses, schools, and individuals cope with the financial struggles the pandemic has caused.

While many people have already gotten the third stimulus check by either direct deposit or mail, others are still waiting on the arrival of the check. Here’s what you can do if you haven’t gotten the stimulus check yet.

Steps to Take if Still Waiting for IRS Stimulus Check

According to USA Today, the IRS has already sent out about 90 million coronavirus relief checks as of March 22.

Those who are still waiting can use the IRS “Get My Payment” tool. This will allow you to see the status of the IRS stimulus payment. The tool updates once per day and it’s usually overnight. This means that updating several times in one day will do no good.

People shouldn’t bother calling the IRS. Those answering the phone will not be able to offer any kind of additional information other than what is shown online. The online tool is the best way to check the progress.

There are still around 30 million Social Security and Supplemental Security Income beneficiaries that are awaiting payment. This is because the SSA has not given the proper payment files needed, leaving many without possibly very crucial money. Many people under SSI, SSDI, and veteran beneficiaries are still waiting due to these delays.

Another possible action to take is making sure that you are eligible for the IRS stimulus check. If someone is claiming you as a dependent (common for college students, especially) you will not get the money. The money is sent to the adult who claimed the dependant.

According to CNBC, those who earn up to $75,000 in gross income, head of a household with up to $112,500, and married couples with up to $150,000 will all receive the checks. If you had an income change, but it happened after filing for taxes, this could also impact your IRS stimulus check.

More Information on the Check

CNET reported that as of March 29, there were now 127 million payments.

As of March 24, the IRS stopped making payments via direct deposits. This means that those still waiting could have a major delay in getting their checks. Now people will get paper checks and EIP debit cards. The U.S. Postal Service has been facing delays recently, which means the checks could take even longer.

You can also track your check through USPS. Taxes are due May 17 now. This pushed back date means that the IRS is using the most recent tax filings to determine the check.

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